Get a Group Health Quote

Over the Phone or On-line

Call 1-800-THANKS-AL or fill out our Texas group health insurance online quote form to find the best group health plan available to you.

Serving the Employer

What Al Boenker Means to You as an Employer:

  • Savings of time and money.
  • New leverage in your carrier annual renewal negotiations.
  • Increased employee appreciation of your benefit plans
  • Employees make better informed choices that translate into lower health care costs
  • Enhanced recruiting and higher levels of employee retention
  • positions you ahead of your competitors as a forward-thinking employer.

Texas Group Health Insurance

Al Boenker Insurance of Texas has over 127 different insurance carriers with over 2500 different plans available. Choosing the right one can be tricky. At Al Boenker Insurance, we look at several factors in compiling the necessary information to aid you in your decision process.

1. The Ratings

Ratings from the top independent insurance rating services such as A.M. Best, Moody's, Duff & Phelps, and Standard & Poors must be looked at. These rating services provide an invaluable tool in the evaluation process, not only ascertaining financial stability of a company, but the claims paying ability as well.

2. The Doctor Network

The Doctor Network is also a crucial piece of the puzzle in choosing the right carrier. Doctor networks are constantly evolving. Several insurance carriers utilize rental networks. The evaluation process must determine which networks are stable and those that are not. This assures little disruption for the plan sponsor and the plan member in the implementation of a new plan.

3. The Plan Design

Plan Design must also play an integral part in determining the proper carrier. In an environment of ever rising health care costs, the plan designs can greatly determine not only current health plan expenditures, but renewal premiums as well. Choosing a plan design that has maximum advantages for the member while offering availability of affordable dependant coverage to your employees can be a deciding factor in the evaluation process.